Whether you just started taking a golf lesson or an amateur or a Professional golfer, Golfersâ€™ Insurance allows you to enjoy your game with complete peace of mind by providing a comprehensive cover at a golf course premises; including driving ranges.
When you are hitting a golf ball or just practice golf ball, the damage or injury can cause by either of these golf balls are striking hard and dangerous on impact with the object like human beings or birds or animals or glass windows of cars and homes. Â Even if you missed hitting the ball, there are possibility that someone might get injured as your golf driver or golf iron or golf wood stroke path could have swung into someone who happened to accidentally passed by you or it smacked into your buddy or coach who are watching you and standing close by or it slipped of your hand into someone practising in the next bay at the driving range. Mishaps such as the one described can spoil your game’s confidence forever and can even be nightmares to live on with for the rest of your life. when someone get hurts unintentionally by you.
Golf is one of the few ball games that does not require a standard sized playing area like Hockey, Football, Tennis, Squash, Basketball or Volleyball. Â Golf courses are designed by Professional and Champion Golfers to adapt to Nature’s beauty and to amplify the Nature’s challenges and thrills for itsÂ uniqueness of each game to overcome obstacles like the forest, sea, rivers, lakes, sands, hills, pits, rocks, wind speed and directions, turf and other elements consisting of either nine or eighteen holes and are usually located at countrysides and holidays resorts in big cities.
Malaysia is a unique golfing destination as there are more than 200 golf courses throughout our country that can be found along the beach, in picturesque mountain areas and even on beautiful tropical islands like Pulau Langkawi, Pulau Pangkor and Pulau Pinang or better known as Penang Island the Pearl of the Orient. Â Its golf courses have been selected and played host to many World Class PGA and LPGA Tours Championships.
With so many golf courses, there are plenty number of golf players in Malaysia. Â Playing golf game is about precision and accuracy. Players will try to win and achieve the lowest number of strokes in their scorecards whether they are playing 9 holes or 18 holes game.
Golf equipments can be quite expensive as there are many brands and specially crafted and customized sets. Though the game looks simple, golfers themselves are prone to injuries such as back and shoulder pain, carpal tunnel syndrome, and accidental Â injuries such as falling off from slippery hills or terrains or flung out of buggy, flying golf balls from the players in other flights of the same golf course and more.
Golfer Insurance plans key features and benefits can be summarized as follow:
- 24 hours Personal Accident Insurance Cover
- Medical Expenses Reimbursement to insured for treatment of Injury sustained while playing golf
- Loss or Damage of Golfing Equipments and personal effects while in golf course or in transit to golf club or courses caused by Fire and Theft
- Breakage of Golf Clubs while in the course of actual playing or practice at course or driving range
- Hole-In-One Â cash rewards and cost of hospitality
- Public Liability coverage to indemnify insured for causing Third Party Bodily Injuries and Third Party Property Damage.
Insurance companies will usually impose some sort of excess for golfing equipment damage or loss due to breakage. Â Other variance are on the limit of benefits for each categories as summarized above.
Some insurers may throw in some other sweeteners like a token cash for club subscription fees in the event that the player got injured while playing and could not continue to play golf thereafter or offer a lower rate of premium for family package and etc.
If you are members of some golf associations or associate golf clubs, the association or club will usually arrange for a group Golf Insurance Master Policy for its memberships and your share of insurance premium contribution has been factored in your membership’s fee or other miscellaneous.
For peace of mind, play golf with Golfers Insurance Annual Policy which offers worldwide jurisdiction as you will never know when and where in the exotic places on Earth your buddies will bring you to tee-off. You also need Travel Insurance to worldwide destinations.
One word of advice. please renew your golfers insurance policy automatically with your choice agent as you might not want to miss out on the Hole-in-One cash rewards when you have many buddies, officials and friends to celebrate your finest stroke at a exclusive club restaurants or in the worst case scenario, you hit the jackpot or rather the crackpot of injuring someone seriously while playing and have to bear the financial loss of paying for the medical fees and legal suits.
We are here to help you with the Golfers Insurance quotation and services. Please contact us. Enjoy your game and Good Luck.