Houseowner & householder insurance policy Malaysia

There are three types of fire insurance policies for residential property which you can buy to protect your home.  Irrespeective of whether you lived in a gated community or non-gated homes, or whether your house is a landed property such as single storey bungalow house or a single-storey semi-detached house or a single storey terrace house or a double storey bungalow  or a double storey semi-detached house of double storey linked houses or two and a half or three storey bungalow or living in a strata titled property with common areas such as condominium studio apartment or standard three rooms family unit or the low and medium cost flats, there are premier client solution and secure home solution for your house protection against fire disaster or an accidental damage due to gas explosion or an accidental impact by a motor vehicle or an aircarft or flying object falling onto your property or damages caused by other calamity such as floods, windstorms, earthquakes and landslip and subsidence.

You may have a beautiful home by the seasides along Batu Ferringhi beach in Penang or a holiday bungalow resort at Port Dickson or a luxury Penthouse at Paragon Condominium at Persiaran Gurney, Penang or at Starhills Pavilion in Kuala Lumpur or a linked townhouse in Cameron Highlands hill resorts, or just a normal house at the suburban or  near Design Village in Batu Kawan, Penang where there are many upcoming developments, we have the risks management solutions for your home sweet home.

Whether you lived in it and occupied the place with your family or the place is rented out to tenants or temporarily left it vacant for a short while pending upgrade and renovation, you can count on us to insure your property and you can enjoy peace of mind even when you go on holidays and travel overseas

Basic Fire Policy

Basic fire policy will covers for building only due to loss or damage by fire, lightning and explosion caused by gas used for domestic purpose

Houseowner policy

This policy provides additional coverage compared to basic fire policy.  It includes loss due to flood, windstorms, earthquakes, volcano eruptions, aircraft damage, impact by any road motor vehicles, burst pipes and etc.

Householder policy

This policy covers your house contents such as household goods, money and jewellery and personal effects against the fire damage and other perils, burglary and robbery, fatal injury to you and your personal liability to others.

In Malaysia, the fire insurance premium is tariff rated.  Only other classes of insurance which are packaged to your householder policy such as burglary and robbery, money insurance, plate glass or personal liability are non-tariff.

Get more details and your houseowner and householder quotation by contacting us now.  We can issue and renew policy online and instantly. 

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