Travel insurance usually covers us for a limited period of our travel. However, some insurance companies may offer various combinations of protection to cater to the specific needs of clients, including annual policies for a frequent traveller.
The annual policy will ensure that you are covered all year round when you need to travel at short notice. Â However, some of the annual travel insurance policy has imposed a certain condition that you are only covered for ninety(90) days consecutive per trip. Â What it means is that if you need to be away for more than ninety Â (90 )days from home country Malaysia, that policy may not cover you for that period exceeding the 90 days. Â Â Of course, we can work around it such as selecting an appropriate travel insurance plan with longer stay. Â Another alternative is to notify your insurance companyÂ toÂ have them arrange for endorsement for your extension which is subject to their discretion to consider your case.
A travel insurance can be purchased for yourself only Â and/or your spouse or your entire family to insure against travel-related accidents, losses or interruptions with key features and benefits like:
- Personal Accident for Accidental Injury and Death and Disability
- Medical expenses for treatment of illness and injury sustained during travel period
- Loss of Travel or accomodation expenses due to cancellation and curtailment of trip
- Losing your baggage, belongings and money
- Losing your travel document like passport, visa and identity card
- Personal liability
- Flight delay
- Baggage delay
- Evacuation and Repatriation
- Missed connection or overbooking of flight
- Compassionate Visit
With so many airlines now offering low-priced tickets for long and short hauls, people are now pampered with choice of destinations and attractive tour and travel packages.
The travel insurance coverage usually have certain exclusions like:
- Pre-existing conditions of physical body and healths
- Pregnancy related expenses
- Travel to war-zone countries
- Flying on non-commercial airplane and not as fare paying passenger
- Flying on military aircrafts or helicopters
We suggest you read the terms and conditions of the travel insurance policy carefully and compare the benefits for best deals before you decide to purchase the policy. Â The pricing may differs from each of the insurance company but the little difference has little meaning compared to the benefits if you totally ignored to buy one when you are travelling to a foreign place.
The supports from the insurance companies are also very different from each other. Â Some offer you the best local and foreign medical supports and also large networks of other travel related services and the global and worldwide call centers to speak to you in your preferred languages.
General Insurance Agency like us in Penang, Malaysia are offering online travel insurance policy for travel to domestic, regional and worldwide destinations and jurisdictions. The best part is that we accept cash and credit card or online fund transfer to banking account for payment of your travel insurance premium.
We serve you right where you are anytime anywhere. Get started for your wonderful journey and great holidays with our Travel Insurance Malaysia package deals.
Please contact us for your enquiry.